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AllianceQuote.com is a subsidiary of Carolina Alliance Insurance & Financial Services, Inc. Our website was specifically designed for all your personal insurance needs by simpliflying the process of obtaining insurance without having to first speak to an agent.
Although our firm specializes in group benefits for companies who have 20 or more employees, we are also committed to providing benefits for individuals and the self employed.
We can provide you with benefit solutions ranging from group and individual health insurance along with health savings accounts, disability coverage, administering Section 125 plans, and retirement planning. All of these services are done with your best interest in mind. Our role as a broker is to represent you, while you examine the options that best fit you and your budget.
To highlight a few key areas where our service based approach differentiates us from other agents and brokers in the market.
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We are not captive agents allowed to only represent one carrier.
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We do not bring you a few favorite carriers that often are commission driven. When quoting, we take your needs to A rated carriers available for the state and present you with the quotes from the top twelve carriers who meet your needs. The service we provide allows you to consider all the carriers in the market place in one stop, instead of having to contact and meet with several agents to get all of the information on the table.
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Our system, using a precise approach, allows us to provide you with a snapshot of how ALL the carriers line up. The information is reviewed with you to identify the particular plan designs and features that are importatnt to you so that you can make an informed decision in choosing the provider that best meets your company's needs and budget.
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Quoting out your insurance needs is an annual service we provide to allow you to examine where your current carrier lines up with the rest of the industry regarding your benefits and premium. By showing you all of your options, only then can you make an informed decision if a change would be profitable for you.
We believe that while it is your desire to attract and retain quality employees by offering a strong benefits package, your efforts are lessened if employees do not understand and appreciate these benefits. That's why we are committed to the enrollment process and communicating each employee's full benefit package one-on-one. Our alliance with Colonial Life & Accident Insurance Company is designed to explain those benefits and lessen your burden.
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A one-on-one discussion is provided to each employee confidentially explaining in detail their benefits. Employees will have a better understanding of their benefits and have a greater appreciation for you, the employer, because you made the benefits available to them.
No matter if you are self employed, between jobs, or are looking for group benefits for your company, please contact us so that we can discuss your specific needs and start tailoring a plan to address them.
Even if you have recently renewed, remember your individual or group beneifts are a month by month commitment not an annual contract and you may choose to reevaluate your carrier and benefit solutions as you desire. We look forward to being of service to you.
James Andrews,
President
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